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Finance GAP Insurance
Finance GAP is designed to help you manage the financial impact of having your vehicle "written off".
In the event that your road risk insurer declares your vehicle a "total loss", there is a likelihood that the amount they will pay to you in settlement of your claim will be less than the outstanding amount you owe to the finance company.
Finance GAP would pay out up to £5,000 or £10,000 to cover the difference between the market value of your vehicle at and the settlement / termination figure on your finance agreement.
Key customer benefits:
- Available for both cars and commercial vehicles
- Cover for all finance agreements including contract hire and finance lease
- Cover available for vehicles valued up to £75,000
- Available for vehicles up to 6 years old
- Cover for up to 5 years, in line with finance agreement
Return to Invoice GAP Insurance
RTI GAP Insurance is designed to cover the difference between the market value of a given vehicle and the original price that was paid for it.
In addition to this, the policy also includes a Finance GAP element to it. So, should the value of outstanding finance on the vehicle be greater than the original invoice price of the vehicle then this will be paid instead.
Key customer benefits:
- Cover available for vehicles up to £75,000
- Available for purchase agreements & cash sales
- Cover available for up to £10,000 or £20,000
- Covers vehicles up to 6 years old
- Available for both cars and commercial vehicles
- Covers up to 3 years of ownership
Payment Protection Insurance
If a customer was unable to work due to an accident or illness, their business was to fail or they were made redundant, they could have their payments made for them rather than settling their agreement early. This would allow the customer to continue to use the vehicle whilst they are off work.
Should a customer be off work due to accident, sickness or redundancy, PPI will continue to make payments for each calendar month they are off work until either they return to work or 12 payments have been made.
Key customer benefits:
- Covers Accident, Sickness, Redundancy and Business Failure (if self employed)
- Covers a maximum repayment of £1,000 per month
- Available for customers on all finance agreements
Fixed Price, Multi Year Motor Insurance
We are able to offer a unique fixed price policy for 1, 2, 3 or even 4 years to match the term of your finance agreement.
This means that you can not only fix the cost of your vehicle rentals and budget accordingly, but you can fix your motor insurance costs as well!
This unique product has been developed specifically for the business user market place and will cover vehicles financed on all agreements, including contract hire, finance lease and personal contract purchase or hire.
Key customer benefits:
- Cover for all finance agreements including contract hire and finance lease
- Full European cover for the policy duration – No Green Card required
- Full accident management service
- Full Uninsured Loss Recovery Service
- Available for both cars and commercial vehicles
Our Fixed Term Motor Insurance carries a promise not to increase your premium as a result of a claim.
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Testimonials
Have just taken delivery and returned my old Leden contract car. The new vehicle is excellent and Leden did an awesome job. The RS can certainly shift. See you again in 3 years for the next one.
Mr Nicholls
